Australian Property Investor, Tanya Steinbeck, CEO, UDIA WA July 2025
In a market defined by rising prices, tight supply and increasing barriers to entry, recent reforms to Keystart represent a critical step in restoring access to home ownership for Western Australians.
The changes expand eligibility thresholds, reduce upfront deposit requirements and broaden shared-equity options, directly addressing the affordability gap facing first home buyers and moderate-income households.
By aligning loan settings more closely with current market conditions, the initiative provides a practical pathway into home ownership at a time when traditional lending models are increasingly out of reach.
For developers focused on delivering affordable, fit-for-purpose housing, these reforms play an important role in supporting demand and enabling more buyers to participate in the housing market.
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